How to Choose Riders (Critical Illness, Accidental Cover, Waiver of…
Insurance riders are…
Your medical bills will be covered if you or your loved ones are hospitalized. Talk to an advisor to explore, compare and select a plan that best meets your health needs.
Life insurance is a safety net for your loved ones. If something happens to you, it provides money to help your family cover expenses, maintain their lifestyle, and secure their financial future.
Claims is a complex process. We stand by you from paperwork to settlement
We review your insurance coverage annually to ensure your coverage still fits your needs and reflects any life changes or product updates
Clear explanations, expert support, smooth claims and complete peace of mind for you and your family
No bots, no sales scripts – just honest conversations.
We help you compare plans, explain terms, and help you decide — not sel.
We help you purchase the right plan based onyour family situation.
We’re there with you throughout.
Why People Trust Thodu for Their Insurance Decisions
We cut through the jargon. You understand exactly what you're signing up for
You’ll never get endless calls or irrelevant offers.
Our team stands with you — even at the hospital or in court if needed.
Hear What Our Happy Customers Say
I recently used MyFlexiCart to compare deals on the latest smartphones, and I was impressed by how easy it was to find the best prices from Amazon and other online sellers.
Explore our helpful articles to gain expert insurance tips, practical guidance, and insights that protect your future effectively
November 26, 2025
Recognized for excellence in insurance advisory services, delivering trusted guidance, customer satisfaction, and innovative financial protection solutions.
Read MoreNovember 26, 2025
Recognized for excellence in insurance advisory services, delivering trusted guidance, customer satisfaction, and innovative financial protection solutions.
Read MoreNovember 12, 2025
Recognized for excellence in insurance advisory services, delivering trusted guidance, customer satisfaction, and innovative financial protection solutions.
Read MoreNovember 12, 2025
Recognized for excellence in insurance advisory services, delivering trusted guidance, customer satisfaction, and innovative financial protection solutions.
Read MoreGet clear and simple answers to all your common questions, explained in a straightforward and easy way.
Thodu helps you understand and choose the right health and life insurance for your family. We explain everything in simple language and support you during claims, paperwork and hospital processes. Our goal is to be your insurance companion and not a salesperson.
No. All our consultations are completely free. We earn a standard commission from insurers and we negotiate the same commission across companies so our advice remains unbiased.
Never. We know how frustrating insurance spam can be. We contact you only when you request it and only at the time you prefer.
Most agents push plans based on the commissions they earn. We do not follow that model. Since our commission is the same across insurers, our recommendations are honest and focused on what is right for your family. We also provide on ground claims support and help with claim disputes, which most advisors do not offer.
When you buy a policy through us, the insurer pays us a commission. Your premium does not increase because of this.
Yes. We can review your existing policy and highlight important points such as room rent limits, sublimits, waiting periods, exclusions and consumables cover. Many people are unaware of these until a claim is rejected.
